|
Lender |
Send pre-closing Confirmation to Mortgage Lender?1 |
Approved Exceptions for Schedule "A"2 The following are defined for the purposes of this chart as "Standard Approved Exceptions". Where they apply, they do not need lender approval prior to release of funds:
- registered restrictions or covenants running with the land, provided there is no specific instance of non-compliance;
- minor easements for the supply of domestic utility or telephone services to the property or adjoining properties;
- easements for drainage, storm or sanitary sewers, public utility lines, telephone lines, cable television lines or other services which do not materially affect the present use of the property.
|
Send pre-closing Requisition for Funds? |
Post-Closing Documents Always use the TitlePLUS form of Final Report with the documents listed in this column unless stated differently below.
Glossary: "if provided" means "if provided by the lender for you to have executed".
|
Applicable for:
|
• Province(s)
|
• Transaction(s)
|
|
|
Airline Financial Credit Union Limited
|
Follow the lender's own instructions.
|
None. Any exceptions to coverage (other than the lender's own mortgage) must be approved by the lender in advance of closing.
|
Follow the lender's own instructions.
|
- Follow the lender's own instructions.
|
|
|
Alberta Treasury Branches
|
Follow the lender’s own instructions.
|
None. Any exceptions to coverage (other than the lender’s own mortgage) must be approved by the lender in advance of closing.
Please note that this lender does not accept line of credit and/or collateral mortgages.
|
Follow the lender’s own instructions.
|
- Follow the lender’s own instructions.
|
|
|
All Trans Financial Services Credit Union Limited
|
Follow the lender’s own instructions.
|
None. Any exceptions to coverage (other than the lender’s own mortgage) must be approved by the lender in advance of closing.
Please note that this lender does not accept line of credit and/or collateral mortgages.
|
Follow the lender’s own instructions.
|
- Follow the lender’s own instructions.
|
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
|
|
Alterna Bank
|
Follow the lender’s own instructions.
|
None. Any exceptions to coverage (other than the lender’s own mortgage) must be approved by the lender in advance of closing.
Please note that this lender does not accept line of credit and/or collateral mortgages.
|
Follow the lender’s own instructions.
|
- Follow the lender’s own instructions.
|
| • Alberta |
• Residential |
| • British Columbia |
• Residential |
| • Manitoba |
• Residential |
| • New Brunswick |
• Residential |
| • Newfoundland and Labrador |
• Residential |
| • Nova Scotia |
• Residential |
| • Northwest Territories |
• Residential |
| • Nunavut |
• Residential |
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
| • Prince Edward Island |
• Residential |
| • Quebec |
• Residential |
| • Saskatchewan |
• Residential |
| • Yukon |
• Residential |
|
|
Alterna Savings and Credit Union Limited
|
Follow the lender’s own instructions.
|
None. Any exceptions to coverage (other than the lender’s own mortgage) must be approved by the lender in advance of closing.
Please note that this lender does not accept line of credit and/or collateral mortgages.
|
Follow the lender’s own instructions.
|
- Follow the lender’s own instructions.
|
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
|
|
Apple Community Credit Union Limited
|
Follow the lender's own instructions.
|
None. Any exceptions to coverage (other than the lender’s own mortgage) must be approved by the lender in advance of closing.
|
Follow the lender's own instructions.
|
- Follow the lender's own instructions.
|
|
|
Arnstein Community Credit Union Limited
|
Follow the lender’s own instructions.
|
None. Any exceptions to coverage (other than the lender’s own mortgage) must be approved by the lender in advance of closing.
Please note that this lender does not accept line of credit and/or collateral mortgages.
|
Follow the lender’s own instructions.
|
- Follow the lender’s own instructions.
|
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
|
|
Auto Workers Community Credit Union Limited
|
Follow the lender's own instructions.
|
None. Any exceptions to coverage (other than the lender's own mortgage) must be approved by the lender in advance of closing.
Please note that this lender does not accept line of credit and/or collateral mortgages.
|
Follow the lender's own instructions.
|
- Follow the lender's own instructions.
|
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
|
|
Bank of Montreal
|
Not required unless includes non-approved exceptions
|
See Standard Approved Exceptions. For all other Schedule "A" exceptions, you must obtain lender approval in writing before releasing funds.
|
No
|
- Dup. Reg. Mortgage or Proof of Registration (E-reg only)
- Direction Re: Funds
- PAC Form (if provided)
- Disclosure docs (if provided)
|
| • Alberta |
• Residential |
| • British Columbia |
• Residential |
| • Manitoba |
• Residential |
| • New Brunswick |
• Residential |
| • Newfoundland and Labrador |
• Residential |
| • Nova Scotia |
• Residential |
| • Northwest Territories |
• Residential |
| • Nunavut |
• Residential |
| • Ontario |
• Residential |
| • Prince Edward Island |
• Residential |
| • Quebec |
• Residential |
| • Saskatchewan |
• Residential |
| • Yukon |
• Residential |
|
|
Bay Credit Union Limited
|
Follow the lender's own instructions.
|
None. Any exceptions to coverage (other than the lender’s own mortgage) must be approved by the lender in advance of closing.
|
Follow the lender's own instructions.
|
- Follow the lender's own instructions.
|
|
|
Bridgewater Bank
|
Follow the lender’s own instructions.
|
None. Any exceptions to coverage (other than the lender’s own mortgage) must be approved by the lender in advance of closing.
Please note that this lender does not accept line of credit and/or collateral mortgages.
|
Follow the lender’s own instructions.
|
- Follow the lender’s own instructions.
|
| • Alberta |
• Residential |
| • British Columbia |
• Residential |
| • Manitoba |
• Residential |
| • New Brunswick |
• Residential |
| • Newfoundland and Labrador |
• Residential |
| • Nova Scotia |
• Residential |
| • Northwest Territories |
• Residential |
| • Nunavut |
• Residential |
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
| • Prince Edward Island |
• Residential |
| • Saskatchewan |
• Residential |
| • Yukon |
• Residential |
|
|
Buduchnist Credit Union Limited
|
Follow the lender’s own instructions.
|
None. Any exceptions to coverage (other than the lender’s own mortgage) must be approved by the lender in advance of closing.
Please note that this lender does not accept line of credit and/or collateral mortgages.
|
Follow the lender’s own instructions.
|
- Follow the lender’s own instructions.
|
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
|
|
CIBC Mortgages Inc.
|
Not required unless includes non-approved exceptions
|
See Standard Approved Exceptions. For all other Schedule "A" exceptions, you must obtain lender approval before releasing funds.
NOTICE: We regret that construction loan transactions by this lender are not eligible for TitlePLUS coverage unless you are retained to subsearch title prior to each advance.
|
Yes. Always send Solicitor's Interim Report Requisition for Funds (Form 1053).
Also, if required by the Mortgage Approval document or Commitment, fax the Identification Verification Form at least one day pre-closing.
|
- Follow the lender’s own instructions.
- Watch for & comply with any requirement to provide the original of the Identification Verification Form.
|
| • Alberta |
• Residential |
| • British Columbia |
• Residential |
| • Manitoba |
• Residential |
| • New Brunswick |
• Residential |
| • Newfoundland and Labrador |
• Residential |
| • Nova Scotia |
• Residential |
| • Northwest Territories |
• Residential |
| • Nunavut |
• Residential |
| • Ontario |
• Residential |
| • Prince Edward Island |
• Residential |
| • Saskatchewan |
• Residential |
| • Yukon |
• Residential |
|
|
CIBC Mortgages Inc., trading as FirstLine Mortgages
|
Not required unless includes non-approved exceptions
|
See Standard Approved Exceptions. For all other Schedule "A" exceptions, you must obtain lender approval before releasing funds.
NOTICE: We regret that construction loan transactions by this lender are not eligible for TitlePLUS coverage unless you are retained to subsearch title prior to each advance.
|
Yes. Always send Solicitor's Interim Report Requisition for Funds (Form 1053).
Also, if required by the Mortgage Approval document or Commitment, fax the Identification Verification Form at least one day pre-closing.
|
- Follow the lender’s own instructions.
- Watch for & comply with any requirement to provide the original of the Identification Verification Form.
|
| • Alberta |
• Residential |
| • British Columbia |
• Residential |
| • Manitoba |
• Residential |
| • New Brunswick |
• Residential |
| • Newfoundland and Labrador |
• Residential |
| • Nova Scotia |
• Residential |
| • Northwest Territories |
• Residential |
| • Nunavut |
• Residential |
| • Ontario |
• Residential |
| • Prince Edward Island |
• Residential |
| • Saskatchewan |
• Residential |
| • Yukon |
• Residential |
|
|
CIBC Mortgages Inc., trading as President's Choice Financial
|
Not required unless includes non-approved exceptions
|
See Standard Approved Exceptions. For all other Schedule “A” exceptions, you must obtain lender approval before releasing funds.
NOTICE: We regret that construction loan transactions by this lender are not eligible for TitlePLUS coverage unless you are retained to subsearch title prior to each advance.
|
Yes
Always send Solicitor's Interim Report Requisition for Funds (Form 1053).
Also, if required by the Mortgage Approval document or Commitment, fax the Identification Verification Form at least one day pre-closing.
|
- Follow the lender’s own instructions.
- Watch for & comply with any requirement to provide the original of the Identification Verification Form.
|
| • Alberta |
• Residential |
| • British Columbia |
• Residential |
| • Manitoba |
• Residential |
| • New Brunswick |
• Residential |
| • Newfoundland and Labrador |
• Residential |
| • Nova Scotia |
• Residential |
| • Northwest Territories |
• Residential |
| • Nunavut |
• Residential |
| • Ontario |
• Residential |
| • Prince Edward Island |
• Residential |
| • Saskatchewan |
• Residential |
| • Yukon |
• Residential |
|
|
CIBC Trust Corporation
|
Always
|
See Standard Approved Exceptions. For all other Schedule "A" exceptions, you must obtain lender approval before releasing funds.
|
Yes
|
- Dup. Reg. Mortgage or Proof of Registration (E-reg only)
- Direction Re: Funds
- PAC Forms (if provided)
- Disclosure docs (if provided)
|
| • Ontario |
• Residential Purchase with Mortgage |
|
|
Caisse populaire Azilda inc.
|
Follow the lender’s own instructions.
|
None. Any exceptions to coverage (other than the lender’s own mortgage) must be approved by the lender in advance of closing.
Please note that this lender does not accept line of credit and/or collateral mortgages.
|
Follow the lender’s own instructions.
|
- Follow the lender’s own instructions.
|
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
|
|
Caisse populaire Coniston inc.
|
Follow the lender’s own instructions.
|
None. Any exceptions to coverage (other than the lender’s own mortgage) must be approved by the lender in advance of closing.
Please note that this lender does not accept line of credit and/or collateral mortgages.
|
Follow the lender’s own instructions.
|
- Follow the lender’s own instructions.
|
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
|
|
Caisse populaire Nouvel-Horizon inc.
|
Follow the lender’s own instructions.
|
None. Any exceptions to coverage (other than the lender’s own mortgage) must be approved by the lender in advance of closing.
Please note that this lender does not accept line of credit and/or collateral mortgages.
|
Follow the lender’s own instructions.
|
- Follow the lender’s own instructions.
|
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
|
|
Caisse populaire Pointe-aux-Roches-Técumseh inc.
|
Follow the lender’s own instructions.
|
None. Any exceptions to coverage (other than the lender’s own mortgage) must be approved by the lender in advance of closing.
Please note that this lender does not accept line of credit and/or collateral mortgages.
|
Follow the lender’s own instructions.
|
- Follow the lender’s own instructions.
|
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
|
|
Caisse populaire Rideau d’Ottawa inc.
|
Follow the lender’s own instructions.
|
None. Any exceptions to coverage (other than the lender’s own mortgage) must be approved by the lender in advance of closing.
Please note that this lender does not accept line of credit and/or collateral mortgages.
|
Follow the lender’s own instructions.
|
- Follow the lender’s own instructions.
|
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
|
|
Caisse populaire St-Jacques de Hanmer inc.
|
Follow the lender’s own instructions.
|
None. Any exceptions to coverage (other than the lender’s own mortgage) must be approved by the lender in advance of closing.
Please note that this lender does not accept line of credit and/or collateral mortgages.
|
Follow the lender’s own instructions.
|
- Follow the lender’s own instructions.
|
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
|
|
Caisse populaire Trillium inc.
|
Follow the lender’s own instructions.
|
None. Any exceptions to coverage (other than the lender’s own mortgage) must be approved by the lender in advance of closing.
Please note that this lender does not accept line of credit and/or collateral mortgages.
|
Follow the lender’s own instructions.
|
- Follow the lender’s own instructions.
|
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
|
|
Caisse populaire Val Caron Limitée
|
Follow the lender’s own instructions.
|
None. Any exceptions to coverage (other than the lender’s own mortgage) must be approved by the lender in advance of closing.
Please note that this lender does not accept line of credit and/or collateral mortgages.
|
Follow the lender’s own instructions.
|
- Follow the lender’s own instructions.
|
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
|
|
Caisse populaire Vermillon
|
Follow the lender’s own instructions.
|
None. Any exceptions to coverage (other than the lender’s own mortgage) must be approved by the lender in advance of closing.
Please note that this lender does not accept line of credit and/or collateral mortgages.
|
Follow the lender’s own instructions.
|
- Follow the lender’s own instructions.
|
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
|
|
Caisse populaire Vision inc.
|
Follow the lender’s own instructions.
|
None. Any exceptions to coverage (other than the lender’s own mortgage) must be approved by the lender in advance of closing.
Please note that this lender does not accept line of credit and/or collateral mortgages.
|
Follow the lender’s own instructions.
|
- Follow the lender’s own instructions.
|
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
|
|
Caisse populaire Welland Limitée
|
Follow the lender’s own instructions.
|
None. Any exceptions to coverage (other than the lender’s own mortgage) must be approved by the lender in advance of closing.
Please note that this lender does not accept line of credit and/or collateral mortgages.
|
Follow the lender’s own instructions.
|
- Follow the lender’s own instructions.
|
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
|
|
Caisse populaire de Cochrane Limitée
|
Follow the lender’s own instructions.
|
None. Any exceptions to coverage (other than the lender’s own mortgage) must be approved by the lender in advance of closing.
Please note that this lender does not accept line of credit and/or collateral mortgages.
|
Follow the lender’s own instructions.
|
- Follow the lender’s own instructions.
|
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
|
|
Caisse populaire de Cornwall inc.
|
Follow the lender’s own instructions.
|
None. Any exceptions to coverage (other than the lender’s own mortgage) must be approved by the lender in advance of closing.
Please note that this lender does not accept line of credit and/or collateral mortgages.
|
Follow the lender’s own instructions.
|
- Follow the lender’s own instructions.
|
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
|
|
Caisse populaire de Hawkesbury Limitée
|
Follow the lender’s own instructions.
|
None. Any exceptions to coverage (other than the lender’s own mortgage) must be approved by the lender in advance of closing.
Please note that this lender does not accept line of credit and/or collateral mortgages.
|
Follow the lender’s own instructions.
|
- Follow the lender’s own instructions.
|
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
|
|
Caisse populaire de la Vallée
|
Follow the lender’s own instructions.
|
None. Any exceptions to coverage (other than the lender’s own mortgage) must be approved by the lender in advance of closing.
Please note that this lender does not accept line of credit and/or collateral mortgages.
|
Follow the lender’s own instructions.
|
- Follow the lender’s own instructions.
|
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
|
|
Caisse populaire des Voyageurs Incorporée
|
Follow the lender’s own instructions.
|
None. Any exceptions to coverage (other than the lender’s own mortgage) must be approved by the lender in advance of closing.
Please note that this lender does not accept line of credit and/or collateral mortgages.
|
Follow the lender’s own instructions.
|
- Follow the lender’s own instructions.
|
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
|
|
Caisse populaire d’Alfred Limitée
|
Follow the lender’s own instructions.
|
None. Any exceptions to coverage (other than the lender’s own mortgage) must be approved by the lender in advance of closing.
Please note that this lender does not accept line of credit and/or collateral mortgages.
|
Follow the lender’s own instructions.
|
- Follow the lender’s own instructions.
|
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
|
|
Caisse populaire d’Orléans inc.
|
Follow the lender’s own instructions.
|
None. Any exceptions to coverage (other than the lender’s own mortgage) must be approved by the lender in advance of closing.
Please note that this lender does not accept line of credit and/or collateral mortgages.
|
Follow the lender’s own instructions.
|
- Follow the lender’s own instructions.
|
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
|
|
Canadian Imperial Bank of Commerce
|
Always
|
See Standard Approved Exceptions. For all other Schedule "A" exceptions, you must obtain lender approval before releasing funds.
|
Yes
|
- Dup. Reg. Mortgage or Proof of Registration (E-reg only)
- Direction Re: Funds
- PAC Forms (if provided)
- Disclosure docs (if provided)
|
|
|
Cataract Savings & Credit Union Limited
|
Follow the lender’s own instructions.
|
None. Any exceptions to coverage (other than the lender’s own mortgage) must be approved by the lender in advance of closing.
Please note that this lender does not accept line of credit and/or collateral mortgages.
|
Follow the lender’s own instructions.
|
- Follow the lender’s own instructions.
|
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
|
|
Citizens Bank of Canada
|
Not required unless includes non-approved exceptions
|
See Standard Approved Exceptions. For all other Schedule "A" exceptions, you must obtain lender approval before releasing funds.
|
No
|
- Dup. Reg. Mortgage or Proof of Registration (e-reg only)
- Direction Re: Funds
- PAC Forms (if provided)
- Disclosure docs (if provided)
- Insurance: Copy of binder or policy
|
|
|
City Plus Credit Union Limited
|
Follow the lender's own instructions.
|
None. Any exceptions to coverage (other than the lender's own mortgage) must be approved by the lender in advance of closing.
|
Follow the lender's own instructions.
|
- Follow the lender's own instructions.
|
|
|
Computershare Trust Company of Canada (Xceed Originated)
|
Not required unless includes non-approved exceptions.
|
The following are approved exceptions which do not need lender approval prior to release of funds:
1. registered restrictions or covenants running with the land, provided there is no specific instance of non-compliance;
2. minor easements for the supply of domestic utility or telephone services to the property or adjoining properties;
3. easements for drainage, storm or sanitary sewers, public utility lines, telephone lines, cable television lines or other services which do not materially affect the present use of the property; and
4. any illegality or unenforceability of the rents from the land resulting from a breach of any current or past law governing residential rents, and without limiting the generality of the foregoing, any obligation to make rent rebates to tenants or reduce the rents for the land.
For all other Schedule "A" exceptions, you must obtain lender approval before releasing funds.
Please note that this lender does not accept line of credit and or collateral mortgages.
|
Yes.
|
- Dup. Reg. Mortgage or Proof of Registration (E-reg only)
- Direction Re: Funds
- PAC Forms (if provided)
- Disclosure docs (if provided)
|
| • Alberta |
• Residential |
| • British Columbia |
• Residential |
| • Manitoba |
• Residential |
| • New Brunswick |
• Residential |
| • Newfoundland and Labrador |
• Residential |
| • Nova Scotia |
• Residential |
| • Northwest Territories |
• Residential |
| • Nunavut |
• Residential |
| • Ontario |
• Residential |
| • Prince Edward Island |
• Residential |
| • Quebec |
• Residential |
| • Saskatchewan |
• Residential |
| • Yukon |
• Residential |
|
|
Concentra Financial Services Association
|
Always
|
None. Any exceptions to coverage (other than the lender's own mortgage) must be approved by the lender in advance of closing.
Please note that for line of credit and/or collateral mortgages, you must call TitlePLUS Customer Service before proceeding.
|
Yes
|
- Dup. Reg. Mortgage or Proof of Registration (E-reg only)
- Direction re: Funds
- PAC forms (if provided)
- Disclosure docs (if provided)
- Insurance: Details of Fire Ins. Coverage and copy of binder only where mortgage is in excess of $200,000.
|
| • Alberta |
• Residential |
| • British Columbia |
• Residential |
| • Manitoba |
• Residential |
| • New Brunswick |
• Residential |
| • Newfoundland and Labrador |
• Residential |
| • Nova Scotia |
• Residential |
| • Northwest Territories |
• Residential |
| • Nunavut |
• Residential |
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
| • Prince Edward Island |
• Residential |
| • Quebec |
• Residential |
| • Saskatchewan |
• Residential |
| • Yukon |
• Residential |
|
|
Creative Arts Savings and Credit Union Limited
|
Follow the lender’s own instructions.
|
None. Any exceptions to coverage (other than the lender’s own mortgage) must be approved by the lender in advance of closing.
|
Follow the lender’s own instructions.
|
- Follow the lender’s own instructions.
|
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
|
|
Credit Union Atlantic Limited
|
Follow the lender's own instructions.
|
None. Any exceptions to coverage (other than the lender's own mortgage) must be approved by the lender in advance of closing.
Please note that this lender does not accept line of credit and/or collateral mortgages.
|
Follow the lender's own instructions.
|
- Follow the lender's own instructions.
|
| • Nova Scotia |
• Residential |
|
|
DUCA Financial Services Credit Union Ltd.
|
Always (plus details of fire insurance coverage)
|
See Standard Approved Exceptions. For all other Schedule "A" exceptions, you must obtain lender approval before releasing funds.
Please note that for line of credit and/or collateral mortgages, you must call TitlePLUS Customer Service before proceeding.
|
Yes
|
- Dup. Reg. Mortgage or Proof of Registration (E-reg only)
- Direction Re: Funds
- PAC Forms (if provided)
- Disclosure docs (if provided)
- Insurance: Copy of Fire Insurance Policy with endorsement of its interest as lender
|
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
|
|
Desjardins Credit Union Inc.
|
Follow the lender’s own instructions.
|
None. Any exceptions to coverage (other than the lender’s own mortgage) must be approved by the lender in advance of closing.
Please note that this lender does not accept lines of credit and/or collateral mortgages.
|
Follow the lender’s own instructions.
|
- Follow the lender’s own instructions.
|
|
|
Federal Employees (Kingston) Credit Union Limited
|
Follow the lender’s own instructions.
|
None. Any exceptions to coverage (other than the lender’s own mortgage) must be approved by the lender in advance of closing.
Please note that this lender does not accept line of credit and/or collateral mortgages.
|
Follow the lender’s own instructions.
|
- Follow the lender’s own instructions.
|
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
|
|
Finnish Credit Union Limited
|
Follow the lender's own instructions.
|
None. Any exceptions to coverage (other than the lender’s own mortgage) must be approved by the lender in advance of closing.
|
Follow the lender's own instructions.
|
- Follow the lender's own instructions.
|
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
|
|
First Fidelity Mortgage Corp.
|
Follow the lender's own instructions.
|
None. Any exceptions to coverage (other than the lender’s own mortgage) must be approved by the lender in advance of closing.
Please note that this lender does not accept line of credit and or collateral mortgages.
|
Follow the lender's own instructions.
|
- Follow the lender's own instructions.
|
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
|
|
FirstOntario Credit Union Limited
|
Follow the lender’s own instructions.
|
None. Any exceptions to coverage (other than the lender’s own mortgage) must be approved by the lender in advance of closing.
Please note that this lender does not accept line of credit and/or collateral mortgages.
|
Follow the lender’s own instructions.
|
- Follow the lender’s own instructions.
|
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
|
|
Guay, Phillip
|
Follow the lender's own instructions.
|
None. Any exceptions to coverage (other than the lender's own mortgage) must be approved by the lender in advance of closing.
Please note that for line of credit and or collateral mortgages, you must call TitlePLUS Customer Service before proceeding.
|
Follow the lender's own instructions.
|
Follow the lender's own instructions.
|
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
|
|
HSBC Bank Canada
|
Always
|
See Standard Approved Exceptions. For all other Schedule "A" exceptions, you must obtain lender approval before releasing funds.
|
Yes
|
- Dup. Reg. Mortgage or Proof of Registration (E-reg only)
- Direction Re: Funds
- PAC Forms (if provided)
- Disclosure docs (if provided)
- Insurance: Details of Fire Ins. Coverage and copy of binder only where mortgage is in excess of $500,000.
|
| • Alberta |
• Residential |
| • British Columbia |
• Residential |
| • Manitoba |
• Residential |
| • New Brunswick |
• Residential |
| • Newfoundland and Labrador |
• Residential |
| • Nova Scotia |
• Residential |
| • Northwest Territories |
• Residential |
| • Nunavut |
• Residential |
| • Ontario |
• Residential |
| • Prince Edward Island |
• Residential |
| • Quebec |
• Residential |
| • Saskatchewan |
• Residential |
| • Yukon |
• Residential |
|
|
Hald-Nor Community Credit Union Limited
|
Follow the lender’s own instructions.
|
None. Any exceptions to coverage (other than the lender’s own mortgage) must be approved by the lender in advance of closing.
Please note that this lender does not accept line of credit and/or collateral mortgages.
|
Follow the lender’s own instructions.
|
- Follow the lender’s own instructions.
|
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
|
|
Hamilton Municipal Employees' Credit Union Limited
|
Follow the lender’s own instructions.
|
None. Any exceptions to coverage (other than the lender’s own mortgage) must be approved by the lender in advance of closing.
Please note that this lender does not accept line of credit and/or collateral mortgages.
|
Follow the lender’s own instructions.
|
- Follow the lender’s own instructions.
|
|
|
Heritage Credit Union Limited
|
Follow the lender’s own instructions.
|
None. Any exceptions to coverage (other than the lender’s own mortgage) must be approved by the lender in advance of closing.
Please note that this lender does not accept line of credit and/or collateral mortgages.
|
Follow the lender’s own instructions.
|
- Follow the lender’s own instructions.
|
| • Nova Scotia |
• Residential |
|
|
Home Trust Company
|
Always
|
See Standard Approved Exceptions. For all other Schedule "A" exceptions, you must obtain lender approval before releasing funds.
|
Yes
|
- Dup. Reg. Mortgage or Proof of Registration (E-reg only)
- Direction Re: Funds
- PAC Forms (if provided)
- Disclosure docs (if provided)
- Insurance: Copy of binder or policy
|
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
|
|
Household Realty Corporation Limited
|
Not required unless includes non-approved exceptions
|
See Standard Approved Exceptions. For all other Schedule "A" exceptions, you must obtain lender approval before releasing funds.
|
No, unless specifically requested by lender
|
- Dup. Reg. Mortgage or Proof of Registration (E-reg only)
- Direction Re: Funds
- PAC Forms (if provided)
- Disclosure docs (if provided)
|
| • Alberta |
• Residential |
| • British Columbia |
• Residential |
| • Manitoba |
• Residential |
| • New Brunswick |
• Residential |
| • Newfoundland and Labrador |
• Residential |
| • Nova Scotia |
• Residential |
| • Northwest Territories |
• Residential |
| • Nunavut |
• Residential |
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
| • Prince Edward Island |
• Residential |
| • Quebec |
• Residential |
| • Saskatchewan |
• Residential |
| • Yukon |
• Residential |
|
|
Household Trust Company
|
Not required unless includes non-approved exceptions.
|
See Standard Approved Exceptions. For all other Schedule "A" exceptions, you must obtain lender approval before releasing funds.
Please note that for line of credit and/or collateral mortgages, you must call TitlePLUS Customer Service before proceeding.
|
No, unless specifically requested by lender.
|
- Dup. Reg. Mortgage or Proof of Registration (E-reg only)
- Direction Re: Funds
- PAC Forms (if provided)
- Disclosure docs (if provided)
|
| • Alberta |
• Residential |
| • British Columbia |
• Residential |
| • Manitoba |
• Residential |
| • New Brunswick |
• Residential |
| • Newfoundland and Labrador |
• Residential |
| • Nova Scotia |
• Residential |
| • Northwest Territories |
• Residential |
| • Nunavut |
• Residential |
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
| • Prince Edward Island |
• Residential |
| • Quebec |
• Residential |
| • Saskatchewan |
• Residential |
| • Yukon |
• Residential |
|
|
ICICI Bank Canada
|
Follow the lender’s own instructions.
|
None. Any exceptions to coverage (other than the lender’s own mortgage) must be approved by the lender in advance of closing.
|
Follow the lender’s own instructions.
|
- Follow the lender’s own instructions.
|
|
|
ING Bank of Canada
|
Not required unless includes non-approved exceptions.
|
See Standard Approved Exceptions. For all other Schedule "A" exceptions, you must obtain lender approval before releasing funds.
|
No.
|
- PAC Forms (if provided)
- Disclosure docs (if provided)
|
| • Alberta |
• Residential |
| • British Columbia |
• Residential |
| • Manitoba |
• Residential |
| • New Brunswick |
• Residential |
| • Newfoundland and Labrador |
• Residential |
| • Nova Scotia |
• Residential |
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
| • Prince Edward Island |
• Residential |
| • Quebec |
• Residential |
| • Saskatchewan |
• Residential |
|
|
Italian Canadian Savings & Credit Union Limited
|
Follow the lender’s own instructions.
|
None. Any exceptions to coverage (other than the lender’s own mortgage) must be approved by the lender in advance of closing.
Please note that this lender does not accept line of credit and/or collateral mortgages.
|
Follow the lender’s own instructions.
|
- Follow the lender’s own instructions.
|
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
|
|
Kawartha Credit Union Limited
|
Follow the lender’s own instructions.
|
None. Any exceptions to coverage (other than the lender’s own mortgage) must be approved by the lender in advance of closing.
Please note that this lender does not accept lines of credit and/or collateral mortgages.
|
Follow the lender’s own instructions.
|
- Follow the lender’s own instructions.
|
|
|
Kilian, Gunter
|
Follow the lender's own instructions.
|
None. Any exceptions to coverage (other than the lender’s own mortgage) must be approved by the lender in advance of closing.
Please note that this lender does not accept line of credit and or collateral mortgages.
|
Follow the lender's own instructions.
|
- Follow the lender's own instructions.
|
|
|
La Caisse populaire d'Earlton limitée
|
Follow the lender's own instructions.
|
None. Any exceptions to coverage (other than the lender’s own mortgage) must be approved by the lender in advance of closing.
Please note that this lender does not accept lines of credit and or collateral mortgages.
|
Follow the lender's own instructions.
|
- Follow the lender's own instructions.
|
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
|
|
La Caisse populaire de New Liskeard limitée
|
Follow the lender's own instructions.
|
None. Any exceptions to coverage (other than the lender’s own mortgage) must be approved by the lender in advance of closing.
If you received instructions for a line of credit and or collateral mortgage, please contact TitlePLUS immediately.
|
Follow the lender's own instructions.
|
- Follow the lender's own instructions.
|
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
|
|
La Fédération des Caisses populaires de l’Ontario inc.
|
Follow the lender’s own instructions.
|
None. Any exceptions to coverage (other than the lender’s own mortgage) must be approved by the lender in advance of closing.
Please note that this lender does not accept line of credit and/or collateral mortgages.
|
Follow the lender’s own instructions.
|
- Follow the lender’s own instructions.
|
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
|
|
Lambton Financial Credit Union Limited
|
Follow the lender’s own instructions.
|
None. Any exceptions to coverage (other than the lender’s own mortgage) must be approved by the lender in advance of closing.
|
Follow the lender’s own instructions.
|
- Follow the lender’s own instructions.
|
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
|
|
Laurentian Bank of Canada
|
Always
|
See Standard Approved Exceptions. For all other Schedule "A" exceptions, you must obtain lender approval before releasing funds.
Please note that for line of credit and/or collateral mortgages, you must call TitlePLUS Customer Service before proceeding.
|
No, unless specifically requested by lender
|
- Dup. Reg. Mortgage or Proof of Registration (E-reg only)
- Direction Re: Funds
- PAC Forms (if provided)
- Disclosure docs (if provided)
- Insurance: Name of insur. co. policy #, amount and expiry date
|
| • Ontario |
• Residential |
| • Quebec |
• Residential |
|
|
Libro Credit Union Limited
|
Always
|
See Standard Approved Exceptions. For all other Schedule "A" exceptions, you must obtain lender approval before releasing funds.
|
Yes
|
- Dup. Reg. Mortgage or Proof of Registration (E-reg only)
- Direction Re: Funds
- PAC Forms (if provided)
- Disclosure docs (if provided)
- Insurance: Copy of binder or policy
|
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
|
|
MCAP Service Corporation
|
Not required unless includes non-approved exceptions.
|
See Standard Approved Exceptions. For all other Schedule "A" exceptions, you must obtain lender approval before releasing funds.
|
Yes (Requisition is to be sent two weeks prior to closing.)
|
- Dup. Reg. Mortgage or Proof of Registration (E-reg only)
- Direction Re: Funds
- PAC Forms (if provided)
- Disclosure docs (if provided)
- Insurance: Details of Fire Ins. Coverage and copy of binder
|
|
|
Macquarie Financial Ltd.
|
Follow the lender’s own instructions.
|
None. Any exceptions to coverage (other than the lender’s own mortgage) must be approved by the lender in advance of closing.
Please note that this lender does not accept line of credit and/or collateral mortgages.
|
Follow the lender's own instructions.
|
- Follow the lender’s own instructions.
|
| • Alberta |
• Residential |
| • British Columbia |
• Residential |
| • Manitoba |
• Residential |
| • New Brunswick |
• Residential |
| • Newfoundland and Labrador |
• Residential |
| • Nova Scotia |
• Residential |
| • Northwest Territories |
• Residential |
| • Nunavut |
• Residential |
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
| • Prince Edward Island |
• Residential |
| • Quebec |
• Residential |
| • Saskatchewan |
• Residential |
| • Yukon |
• Residential |
|
|
Magenta II Mortgage Investment Corporation
|
Follow the lender’s own instructions.
|
None. Any exceptions to coverage (other than the lender’s own mortgage) must be approved by the lender in advance of closing.
Please note that this lender does not accept line of credit and/or collateral mortgages.
|
Follow the lender’s own instructions.
|
- Follow the lender’s own instructions.
|
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
|
|
Magenta Mortgage Investment Corporation
|
Follow the lender’s own instructions.
|
None. Any exceptions to coverage (other than the lender’s own mortgage) must be approved by the lender in advance of closing.
Please note that this lender does not accept line of credit and/or collateral mortgages.
|
Follow the lender’s own instructions.
|
- Follow the lender’s own instructions.
|
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
|
|
Manulife Bank of Canada
|
Always
|
See Standard Approved Exceptions. For all other Schedule "A" exceptions, you must obtain lender approval before releasing funds.
|
Yes
|
- Dup. Reg. Mortgage or Proof of Registration (E-reg only)
- Direction Re: Funds
- PAC Forms (if provided)
- Disclosure docs (if provided)
- Insurance: Copy of binder or policy
|
|
|
Maple Trust Company
|
Always.
|
See Standard Approved Exceptions. For all other Schedule "A" exceptions, you must obtain lender approval before releasing funds.
Please note that this lender does not accept lines of credit and or collateral mortgages.
|
Follow the lender’s own instructions.
|
- Dup. Reg. Mortgage or Proof of Registration (E-reg only)
- Direction Re: Funds
- PAC Forms (if provided)
- Disclosure docs (if provided)
- Insurance: Copy of binder or policy
|
|
|
Marina Management Inc.
|
Follow the lender’s own instructions.
|
None. Any exceptions to coverage (other than the lender’s own mortgage) must be approved by the lender in advance of closing.
Please note that this lender does not accept line of credit and/or collateral mortgages.
|
Follow the lender’s own instructions.
|
- Follow the lender’s own instructions.
|
|
|
Mennonite Savings and Credit Union (Ontario) Limited
|
Follow the lender's own instructions.
|
None. Any exceptions to coverage (other than the lender's own mortgage) must be approved by the lender in advance of closing.
|
Follow the lender's own instructions.
|
Follow the lender's own instructions.
|
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
|
|
Meridian Credit Union Limited
|
Follow the lender's own instructions.
|
None. Any exceptions to coverage (other than the lender's own mortgage) must be approved by the lender in advance of closing.
|
Follow the lender's own instructions.
|
- Follow the lender's own instructions.
|
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
|
|
Montague Credit Union Ltd.
|
Follow the lender's own instructions.
|
None. Any exceptions to coverage (other than the lender's own mortgage) must be approved by the lender in advance of closing.
Please note that this lender does not accept line of credit and/or collateral mortgages.
|
Follow the lender's own instructions.
|
- Follow the lender's own instructions.
|
| • Prince Edward Island |
• Residential |
|
|
Montreal Trust Company
|
Always
|
See Standard Approved Exceptions. For all other Schedule "A" exceptions, you must: (a) write the following on Schedule "A" and sign it, assuming it is true: "The exceptions on this Schedule 'A' do not materially affect the marketability of title or materially impair the Lender's security", and (b) obtain lender approval in writing before releasing funds.
|
Yes
|
- TitlePLUS Final Report must not include the registration number and date of registration. When sending the final Report to Mortgage Lender, include a re: line that states that the document is in fact a “Report to Mortgage Lender”.
- Dup. Reg. Mortgage or Proof of Registration (E-reg only)
- Direction Re: Funds
- PAC Forms (if provided)
- Disclosure docs (if provided)
- Insurance: Name of insur. co., policy #, amount and expirydate
- Survey,ifavailable
NOTE: Where the face principal amount of the mortgage is $250,000 or more and the property is not a condominium, you must provide a copy of the fire insurance policy or binder letter. If the property is a condominium, you must only provide the information set out in the chart regardless of the principal amount of the mortgage
|
| • Alberta |
• Residential |
| • British Columbia |
• Residential |
| • Manitoba |
• Residential |
| • New Brunswick |
• Residential |
| • Newfoundland and Labrador |
• Residential |
| • Nova Scotia |
• Residential |
| • Northwest Territories |
• Residential |
| • Nunavut |
• Residential |
| • Ontario |
• Residential |
| • Prince Edward Island |
• Residential |
| • Quebec |
• Residential |
| • Saskatchewan |
• Residential |
| • Yukon |
• Residential |
|
|
Montreal Trust Company of Canada
|
Always
|
See Standard Approved Exceptions. For all other Schedule "A" exceptions, you must: (a) write the following on Schedule "A" and sign it, assuming it is true: "The exceptions on this Schedule 'A' do not materially affect the marketability of title or materially impair the Lender's security", and (b) obtain lender approval in writing before releasing funds.
|
Yes
|
- TitlePLUS Final Report must not include the registration number and date of registration. When sending the final Report to Mortgage Lender, include a re: line that states that the document is in fact a “Report to Mortgage Lender”.
- Dup. Reg. Mortgage or Proof of Registration (E-reg only)
- Direction Re: Funds
- PAC Forms (if provided)
- Disclosure docs (if provided)
- Insurance: Name of insur. co., policy #, amount and expirydate
- Survey,ifavailable
NOTE: Where the face principal amount of the mortgage is $250,000 or more and the property is not a condominium, you must provide a copy of the fire insurance policy or binder letter. If the property is a condominium, you must only provide the information set out in the chart regardless of the principal amount of the mortgage
|
| • Alberta |
• Residential |
| • British Columbia |
• Residential |
| • Manitoba |
• Residential |
| • New Brunswick |
• Residential |
| • Newfoundland and Labrador |
• Residential |
| • Nova Scotia |
• Residential |
| • Northwest Territories |
• Residential |
| • Nunavut |
• Residential |
| • Ontario |
• Residential |
| • Prince Edward Island |
• Residential |
| • Quebec |
• Residential |
| • Saskatchewan |
• Residential |
| • Yukon |
• Residential |
|
|
Moosomin Credit Union
|
Follow the lender's own instructions.
|
None. Any exceptions to coverage (other than the lender's own mortgage) must be approved by the lender in advance of closing.
Please note that this lender does not accept line of credit and/or collateral mortgages.
|
Follow the lender's own instructions.
|
- Follow the lender's own instructions.
|
| • Saskatchewan |
• Residential |
|
|
Motor City Community Credit Union Limited
|
Follow the lender's own instructions.
|
None. Any exceptions to coverage (other than the lender's own mortgage) must be approved by the lender in advance of closing.
|
Follow the lender's own instructions.
|
- Follow the lender's own instructions.
|
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
|
|
National Bank of Canada
|
Not required unless includes non-approved exceptions.
|
See Standard Approved Exceptions. For all other Schedule "A" exceptions, you must obtain lender approval in writing before releasing funds.
|
Yes
|
- Dup. Reg. Mortgage or Proof of Registration (E-reg only)
- Acknowledgment of Standard Charge Terms
- Direction Re: Funds
- PAC Forms (if provided)
- Disclosure docs (if provided)
- Insurance: Name of insurance company, policy number, amount and expiry date.
NOTE: Where the face principal amount of the mortgage is $200,000 or more, you must provide a copy of the binder to the lender and ask the insurance company to provide the lender with a Certificate of Insurance.
|
| • Alberta |
• Residential |
| • British Columbia |
• Residential |
| • Manitoba |
• Residential |
| • New Brunswick |
• Residential |
| • Newfoundland and Labrador |
• Residential |
| • Nova Scotia |
• Residential |
| • Northwest Territories |
• Residential |
| • Nunavut |
• Residential |
| • Ontario |
• Residential |
| • Prince Edward Island |
• Residential |
| • Quebec |
• Residential |
| • Saskatchewan |
• Residential |
| • Yukon |
• Residential |
|
|
National Trust Company
|
Always
|
See Standard Approved Exceptions. For all other Schedule "A" exceptions, you must: (a) write the following on Schedule "A" and sign it, assuming it is true: "The exceptions on this Schedule 'A' do not materially affect the marketability of title or materially impair the Bank's security", and (b) obtain lender approval in writing before releasing funds.
|
Yes
|
- TitlePLUS Final Report must not include the registration number and date of registration. When sending the final Report to Mortgage Lender, include a re: line that states that the document is in fact a “Report to Mortgage Lender”.
- Dup. Reg. Mortgage or Proof of Registration (E-reg only)
- Direction Re: Funds
- PAC Forms (if provided)
- Disclosure docs (if provided)
- Insurance: Name of insur. co., policy #, amount and expiry date
- Survey,ifavailable
NOTE: Where the face principal amount of the mortgage is $250,000 or more and the property is not a condominium, you must provide a copy of the fire insurance policy or binder letter. If the property is a condominium, you must only provide the information set out in the chart above regardless of the principal amount of the mortgage
|
| • Alberta |
• Residential |
| • British Columbia |
• Residential |
| • Manitoba |
• Residential |
| • New Brunswick |
• Residential |
| • Newfoundland and Labrador |
• Residential |
| • Nova Scotia |
• Residential |
| • Northwest Territories |
• Residential |
| • Nunavut |
• Residential |
| • Ontario |
• Residential |
| • Prince Edward Island |
• Residential |
| • Quebec |
• Residential |
| • Saskatchewan |
• Residential |
| • Yukon |
• Residential |
|
|
Northern Credit Union Limited
|
Use the lender's own form of interim report
|
None. Any exceptions to coverage (other than the lender's own mortgage) must be approved by the lender in advance of closing.
|
Follow the lender's own instructions.
|
Follow the lender's own instructions.
|
|
|
Northern Lights Credit Union Limited
|
Follow the lender’s own instructions.
|
None. Any exceptions to coverage (other than the lender’s own mortgage) must be approved by the lender in advance of closing.
|
Follow the lender’s own instructions.
|
- Follow the lender’s own instructions.
|
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
|
|
O.N.R. Employees' (North Bay) Credit Union Limited
|
Follow the lender's own instructions.
|
None. Any exceptions to coverage (other than the lender’s own mortgage) must be approved by the lender in advance of closing.
Please note that this lender does not accept line of credit and or collateral mortgages.
|
Follow the lender's own instructions.
|
- Follow the lender's own instructions.
|
|
|
Ontario Civil Service Credit Union Limited
|
Follow the lender’s own instructions.
|
None. Any exceptions to coverage (other than the lender’s own mortgage) must be approved by the lender in advance of closing.
Please note that this lender does not accept line of credit and/or collateral mortgages.
|
Follow the lender’s own instructions.
|
- Follow the lender’s own instructions.
|
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
|
|
Oshawa Community Credit Union Limited
|
Follow the lender’s own instructions.
|
None. Any exceptions to coverage (other than the lender’s own mortgage) must be approved by the lender in advance of closing.
Please note that this lender does not accept line of credit and/or collateral mortgages.
|
Follow the lender’s own instructions.
|
- Follow the lender’s own instructions.
|
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
|
|
Ottawa Police Credit Union Limited
|
Follow the lender’s own instructions.
|
None. Any exceptions to coverage (other than the lender’s own mortgage) must be approved by the lender in advance of closing.
Please note that this lender does not accept line of credit and/or collateral mortgages.
|
Follow the lender’s own instructions.
|
- Follow the lender’s own instructions.
|
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
|
|
Ottawa-Carleton Mortgage Inc.
|
Follow the lender's own instructions.
|
None. Any exceptions to coverage (other than the lender's own mortgage) must be approved by the lender in advance of closing.
Please note that this lender does not accept line of credit and or collateral mortgages.
|
Follow the lender's own instructions.
|
Follow the lender's own instructions.
|
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
|
|
PACE Savings & Credit Union Limited
|
Always
|
See Standard Approved Exceptions. For all other Schedule "A" exceptions, you must obtain lender approval in writing before releasing funds.
Please note that for line of credit and/or collateral mortgages, you must call TitlePLUS Customer Service before proceeding.
|
Yes
|
- Dup. Reg. Mortgage or Proof of Registration (E-reg only)
- Direction Re: Funds
- PAC Forms (if provided)
- Disclosure docs (if provided)
|
|
|
PSE Credit Union Limited
|
Follow the lender's own instructions.
|
None. Any exceptions to coverage (other than the lender's own mortgage) must be approved by the lender in advance of closing.
Please note that this lender does not accept line of credit and/or collateral mortgages.
|
Follow the lender's own instructions.
|
- Follow the lender's own instructions.
|
| • New Brunswick |
• Residential |
|
|
Parama Lithuanian Credit Union Limited
|
Follow the lender’s own instructions.
|
None. Any exceptions to coverage (other than the lender’s own mortgage) must be approved by the lender in advance of closing.
|
Follow the lender’s own instructions.
|
- Follow the lender’s own instructions.
|
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
|
|
PenFinancial Credit Union Limited
|
Follow the lender's own instructions.
|
None. Any exceptions to coverage (other than the lender's own mortgage) must be approved by the lender in advance of closing.
Please note that this lender does not accept line of credit and/or collateral mortgages.
|
Follow the lender's own instructions.
|
- Follow the lender's own instructions.
|
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
|
|
Peoples Credit Union Limited
|
Follow the lender’s own instructions.
|
None. Any exceptions to coverage (other than the lender’s own mortgage) must be approved by the lender in advance of closing..
|
Follow the lender’s own instructions.
|
- Follow the lender’s own instructions.
|
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
|
|
Peoples Trust Company
|
Not required unless includes non-approved exceptions.
|
See Standard Approved Exceptions. For all other Schedule "A" exceptions, you must obtain lender approval before releasing funds.
Please note that this lender does not accept line of credit and/or collateral mortgage.
|
Follow the lender's own instructions.
|
- Dup. Reg. Mortgage or Proof of Registration
- Insurance: Copy of of Fire Insurance Binder or Policy
|
| • Alberta |
• Residential |
| • British Columbia |
• Residential |
| • Manitoba |
• Residential |
| • New Brunswick |
• Residential |
| • Newfoundland and Labrador |
• Residential |
| • Nova Scotia |
• Residential |
| • Ontario |
• Residential |
| • Prince Edward Island |
• Residential |
| • Saskatchewan |
• Residential |
|
|
Peterborough Community Credit Union Limited
|
Follow the lender’s own instructions.
|
None. Any exceptions to coverage (other than the lender’s own mortgage) must be approved by the lender in advance of closing.
Please note that this lender does not accept lines of credit and/or collateral mortgages.
|
Follow the lender’s own instructions.
|
- Follow the lender’s own instructions.
|
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
|
|
Powell River Credit Union
|
Follow the lenders' own instructions.
|
None. Any exceptions to coverage (other than the lender's own mortgage) must be approved by the lender in advvance of closing.
|
Follow the lender's own instructions.
|
- Follow the lender's own instructions.
|
| • British Columbia |
• Residential |
|
|
Provincial Alliance Credit Union Limited
|
Follow the lender's own instructions.
|
None. Any exceptions to coverage (other than the lender’s own mortgage) must be approved by the lender in advance of closing.
|
Follow the lender's own instructions.
|
- Follow the lender's own instructions.
|
|
|
Regency Finance Corp.
|
Follow the lender’s own instructions.
|
None. Any exceptions to coverage (other than the lender’s own mortgage) must be approved by the lender in advance of closing.
Please note that this lender does not accept line of credit and/or collateral mortgages.
|
Follow the lender’s own instructions.
|
- Follow the lender’s own instructions.
|
| • Alberta |
• Residential |
| • Nova Scotia |
• Residential |
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
| • Prince Edward Island |
• Residential |
|
|
Reitzel, Jeff
|
Follow the lender's own instructions.
|
None. Any exceptions to coverage (other than the lender's own mortgage) must be approved by the lender in advance of closing.
Please note that this lender does not accept lines of credit and/or collateral mortgages.
|
Follow the lender's own instructions.
|
- Follow the lender's own instructions.
|
|
|
ResMor Trust Company
|
Follow the lender’s own instructions.
|
None. Any exceptions to coverage (other than the lender’s own mortgage) must be approved by the lender in advance of closing.
Please note that this lender does not accept line of credit and/or collateral mortgages.
|
Follow the lender’s own instructions.
|
- Follow the lender’s own instructions.
|
| • Alberta |
• Residential |
| • British Columbia |
• Residential |
| • Manitoba |
• Residential |
| • New Brunswick |
• Residential |
| • Newfoundland and Labrador |
• Residential |
| • Nova Scotia |
• Residential |
| • Northwest Territories |
• Residential |
| • Nunavut |
• Residential |
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
| • Prince Edward Island |
• Residential |
| • Saskatchewan |
• Residential |
| • Yukon |
• Residential |
|
|
Resurrection Credit Union Limited
|
Follow the lender's own instructions.
|
None. Any exceptions to coverage (other than the lender's own mortgage) must be approved by the lender in advance of closing.
|
Follow the lender's own instructions.
|
- Follow the lender's own instructions.
|
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
|
|
Rexton Credit Union Limited
|
Follow the lender's own instructions.
|
None. Any exceptions to coverage (other than the lender's own mortgage) must be approved by the lender in advance of closing.
Please note that this lender does not accept line of credit and/or collateral mortgages.
|
Follow the lender's own instructions.
|
- Follow the lender's own instructions.
|
| • New Brunswick |
• Residential |
|
|
Rochdale Credit Union Limited
|
Follow the lender’s own instructions.
|
None. Any exceptions to coverage (other than the lender’s own mortgage) must be approved by the lender in advance of closing.
Please note that this lender does not accept line of credit and/or collateral mortgages.
|
Follow the lender’s own instructions.
|
- Follow the lender’s own instructions.
|
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
|
|
Royal Bank of Canada
|
Not required unless includes non-approved exceptions
|
The following are approved exceptions which do not need lender approval prior to release of funds:
(1) registered restrictions or covenants running with the land, provided there is no specific instance of non-compliance;
(2) minor easements for the supply of domestic utility or telephone services to the property or adjoining properties;
(3) easements for drainage, storm or sanitary sewers, public utility lines, telephone lines, cable television lines or other services which do not materially affect the present use of the property;
(4) ores, mines and/or mineral rights being reserved and/or excepted from title, or the ownership of the surface rights of the land being separated from the underlying ores, mines and/or mineral rights.
(5) terms and conditions of the leasehold estate, including the manner of using and enjoying the property, restrictions on the use of the property, rent payable under the lease, restrictions on subletting and assignment of the leasehold estate, and/or compliance with the terms and conditions of the lease regarding any option to purchase the property and/or renew the term of the leasehold estate;
(6) vacant land, including the absence of any improvements on the property or the existing zoning;
(7) builder’s right of re-entry to correct grading and drainage and to complete obligations under the subdivision agreement;
(8) easements for access, mutual drives, walkways, and/or maintenance of adjoining properties;
(9) easements, rights and reservations in favour of mining companies that occur commonly in the District of Sudbury and other areas of northern and western Ontario;
(10) reservations in favour of the provincial or territorial government regarding the harvesting of timber, reservations restricting the use of navigable waters as may be necessary for fishery purposes, and/or reservations of a part of the property for roads;
(11) environmental Records of Site Condition for properties in Ontario;
(12) reciprocal, cost-sharing and shared facilities agreements between condominium corporations and/or developers of condominiums;
(13) second mortgages on purchase transactions where both the first and second mortgages are to the Bank;
(14) for properties in Nunavut, in addition to the items set out in Approved Exception (5) above, terms and conditions of the leasehold estate as set out in the lease, including:
i. reservations in favour of the Commissioner of Nunavut or the Commissioner of the Northwest Territories as set out in the lease, including reservations for:
a. mines and minerals found on, upon or under the land;
b. rights of recorded holders of mineral claims and any other claims or permits affecting the property;
c. timber that may be on the property;
d. the right to enter upon, work and remove any rock outcrop required for public purposes;
e. rights of way and rights of entry required under regulations in force in connection with construction, maintenance and use of works for the conveyance of water for use in mining operations; and
f. the right to enter the property for the purpose of installing and maintaining any public utility;
ii. rent payable by a condominium corporation as fixed by the Commissioner of Nunavut or the Commissioner of the Northwest Territories pursuant to the lease; and
iii. unregistered right of re-entry in favour of the Commissioner of Nunavut or the Commissioner of the Northwest Territories, its agents and assigns for the purpose of constructing, operating, maintaining, repairing, replacing or removing public utilities;
(15) any exception where the Bank’s written instructions to the lawyer indicate that the Bank does not require the corresponding search or due diligence (e.g., Certificate of Approval/Use Permit/municipal or governmental approval of private septic system);
(16) incomplete building with open building permit, where the Bank is financing construction on the property; and
(17) existing tenancies, including any illegality or unenforceability of rent, where the Bank’s written instructions to the lawyer indicate that the Bank is financing the property on the basis that the property is to be rented.
For any other potential Schedule “A” exceptions, you must make an “insure over” request to LAWPRO. Do NOT approach the Bank for approval of any exceptions.
NOTICE: We regret that construction loan transactions by this lender are not eligible for TitlePLUS coverage unless you are retained to subsearch title prior to each advance.
|
Yes
|
- Dup. Reg. Mortgage or Proof of Registration (E-reg only)
- Direction Re: Funds
- PAC Forms (if provided)
- Disclosure docs (if provided)
|
| • Alberta |
• Residential |
| • British Columbia |
• Residential |
| • Manitoba |
• Residential |
| • New Brunswick |
• Residential |
| • Newfoundland and Labrador |
• Residential |
| • Nova Scotia |
• Residential |
| • Northwest Territories |
• Residential |
| • Nunavut |
• Residential |
| • Ontario |
• Residential |
| • Prince Edward Island |
• Residential |
| • Saskatchewan |
• Residential |
| • Yukon |
• Residential |
|
|
Royal Trust Corporation of Canada
|
Not required unless includes non-approved exceptions
|
The following are approved exceptions which do not need lender approval prior to release of funds:
(1) registered restrictions or covenants running with the land, provided there is no specific instance of non-compliance;
(2) minor easements for the supply of domestic utility or telephone services to the property or adjoining properties;
(3) easements for drainage, storm or sanitary sewers, public utility lines, telephone lines, cable television lines or other services which do not materially affect the present use of the property;
(4) ores, mines and/or mineral rights being reserved and/or excepted from title, or the ownership of the surface rights of the land being separated from the underlying ores, mines and/or mineral rights.
(5) terms and conditions of the leasehold estate, including the manner of using and enjoying the property, restrictions on the use of the property, rent payable under the lease, restrictions on subletting and assignment of the leasehold estate, and/or compliance with the terms and conditions of the lease regarding any option to purchase the property and/or renew the term of the leasehold estate;
(6) vacant land, including the absence of any improvements on the property or the existing zoning;
(7) builder’s right of re-entry to correct grading and drainage and to complete obligations under the subdivision agreement;
(8) easements for access, mutual drives, walkways, and/or maintenance of adjoining properties;
(9) easements, rights and reservations in favour of mining companies that occur commonly in the District of Sudbury and other areas of northern and western Ontario;
(10) reservations in favour of the provincial or territorial government regarding the harvesting of timber, reservations restricting the use of navigable waters as may be necessary for fishery purposes, and/or reservations of a part of the property for roads;
(11) environmental Records of Site Condition for properties in Ontario;
(12) reciprocal, cost-sharing and shared facilities agreements between condominium corporations and/or developers of condominiums;
(13) second mortgages on purchase transactions where both the first and second mortgages are to the Bank;
(14) for properties in Nunavut, in addition to the items set out in Approved Exception (5) above, terms and conditions of the leasehold estate as set out in the lease, including:
i. reservations in favour of the Commissioner of Nunavut or the Commissioner of the Northwest Territories as set out in the lease, including reservations for:
a. mines and minerals found on, upon or under the land;
b. rights of recorded holders of mineral claims and any other claims or permits affecting the property;
c. timber that may be on the property;
d. the right to enter upon, work and remove any rock outcrop required for public purposes;
e. rights of way and rights of entry required under regulations in force in connection with construction, maintenance and use of works for the conveyance of water for use in mining operations; and
f. the right to enter the property for the purpose of installing and maintaining any public utility;
ii. rent payable by a condominium corporation as fixed by the Commissioner of Nunavut or the Commissioner of the Northwest Territories pursuant to the lease; and
iii. unregistered right of re-entry in favour of the Commissioner of Nunavut or the Commissioner of the Northwest Territories, its agents and assigns for the purpose of constructing, operating, maintaining, repairing, replacing or removing public utilities;
(15) any exception where the Bank’s written instructions to the lawyer indicate that the Bank does not require the corresponding search or due diligence (e.g., Certificate of Approval/Use Permit/municipal or governmental approval of private septic system);
(16) incomplete building with open building permit, where the Bank is financing construction on the property; and
(17) existing tenancies, including any illegality or unenforceability of rent, where the Bank’s written instructions to the lawyer indicate that the Bank is financing the property on the basis that the property is to be rented.
For any other potential Schedule “A” exceptions, you must make an “insure over” request to LAWPRO. Do NOT approach the Bank for approval of any exceptions.
NOTICE: We regret that construction loan transactions by this lender are not eligible for TitlePLUS coverage unless you are retained to subsearch title prior to each advance.
|
Yes
|
- Dup. Reg. Mortgage or Proof of Registration (E-reg only)
- Direction Re: Funds
- PAC Forms (if provided)
- Disclosure docs (if provided)
|
| • Alberta |
• Residential |
| • British Columbia |
• Residential |
| • Manitoba |
• Residential |
| • New Brunswick |
• Residential |
| • Newfoundland and Labrador |
• Residential |
| • Nova Scotia |
• Residential |
| • Northwest Territories |
• Residential |
| • Nunavut |
• Residential |
| • Ontario |
• Residential |
| • Prince Edward Island |
• Residential |
| • Saskatchewan |
• Residential |
| • Yukon |
• Residential |
|
|
Scotia Mortgage Corporation
|
Always
|
See Standard Approved Exceptions. For all other Schedule "A" exceptions, you must: (a) write the following on Schedule "A" and sign it, assuming it is true: "The exceptions on this Schedule 'A' do not materially affect the marketability of title or materially impair the Bank's security", and (b) obtain lender approval in writing before releasing funds.
|
Yes
|
- TitlePLUS Final Report must not include the registration number and date of registration. When sending the final Report to Mortgage Lender, include a re: line that states that the document is in fact a “Report to Mortgage Lender”.
- Dup. Reg. Mortgage or Proof of Registration (E-reg only)
- Direction Re: Funds
- PAC Forms (if provided)
- Disclosure docs (if provided)
- Insurance: Name of insur. co., policy #, amount and expiry date
- Survey,ifavailable
NOTE: Where the face principal amount of the mortgage is $250,000 or more and the property is not a condominium, you must provide a copy of the fire insurance policy or binder letter. If the property is a condominium, you must only provide the information set out in the chart above regardless of the principal amount of the mortgage.
|
| • Alberta |
• Residential |
| • British Columbia |
• Residential |
| • Manitoba |
• Residential |
| • New Brunswick |
• Residential |
| • Newfoundland and Labrador |
• Residential |
| • Nova Scotia |
• Residential |
| • Northwest Territories |
• Residential |
| • Nunavut |
• Residential |
| • Ontario |
• Residential |
| • Prince Edward Island |
• Residential |
| • Quebec |
• Residential |
| • Saskatchewan |
• Residential |
| • Yukon |
• Residential |
|
|
Souris Credit Union Ltd.
|
Follow the lender's own instructions.
|
None. Any exceptions to coverage (other than the lender's own mortgage) must be approved by the lender in advance of closing.
Please note that this lender does not accept line of credit and/or collateral mortgages.
|
Follow the lender's own instructions.
|
- Follow the lender's own instructions.
|
| • Prince Edward Island |
• Residential |
|
|
Southwest Regional Credit Union Ltd.
|
Follow the lender’s own instructions.
|
None. Any exceptions to coverage (other than the lender’s own mortgage) must be approved by the lender in advance of closing.
Please note that this lender does not accept line of credit and/or collateral mortgages.
|
Follow the lender’s own instructions.
|
- Follow the lender’s own instructions.
|
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
|
|
Sudbury Credit Union Limited
|
Follow the lender's own instructions.
|
None. Any exceptions to coverage (other than the lender's own mortgage) must be approved by the lender in advance of closing.
|
Follow the lender's own instructions.
|
- Follow the lender's own instructions.
|
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
|
|
Superior Credit Union Limited
|
Follow the lender's own instructions.
|
None. Any exceptions to coverage (other than the lender's own mortgage) must be approved by the lender in advance of closing.
|
Follow the lender's own instructions.
|
- Follow the lender's own instructions.
|
|
|
Superior North Community Development Corporation
|
Use the lender's own form of interim report
|
None. Any exceptions to coverage (other than the lender's own mortgage) must be approved by the lender in advance of closing.
Please note that for line of credit and/or collateral mortgages, you must call TitlePLUS Customer Service before proceeding.
|
Follow the lender's own instructions.
|
Follow the lender's own instructions.
|
|
|
Thamesville Community Credit Union Limited
|
Follow the lender's own instructions.
|
None. Any exceptions to coverage (other than the lender's own mortgage) must be approved by the lender in advance of closing.
Please note that for line of credit and/or collateral mortgages, you must call TitlePLUS Customer Service before proceeding.
|
Follow the lender's own instructions.
|
Follow the lender's own instructions.
|
|
|
The Bank of Nova Scotia
|
Always
|
See Standard Approved Exceptions. For all other Schedule "A" exceptions, you must: (a) write the following on Schedule "A" and sign it, assuming it is true: "The exceptions on this Schedule 'A' do not materially affect the marketability of title or materially impair the Bank's security", and (b) obtain lender approval in writing before releasing funds.
|
Yes
|
- TitlePLUS Final Report must not include the registration number and date of registration. When sending the final Report to Mortgage Lender, include a re: line that states that the document is in fact a “Report to Mortgage Lender”.
- Dup. Reg. Mortgage or Proof of Registration (E-reg only)
- Direction Re: Funds
- PAC Forms (if provided)
- Disclosure docs (if provided)
- Insurance: Name of insur. co., policy #, amount and expiry date
- Survey, if available
NOTE: Where the face principal amount of the mortgage is $250,000 or more and the property is not a condominium, you must provide a copy of the fire insurance policy or binder letter. If the property is a condominium, you must only provide the information set out in the chart above regardless of the principal amount of the mortgage.
|
| • Alberta |
• Residential |
| • British Columbia |
• Residential |
| • Manitoba |
• Residential |
| • New Brunswick |
• Residential |
| • Newfoundland and Labrador |
• Residential |
| • Nova Scotia |
• Residential |
| • Northwest Territories |
• Residential |
| • Nunavut |
• Residential |
| • Ontario |
• Residential |
| • Prince Edward Island |
• Residential |
| • Quebec |
• Residential |
| • Saskatchewan |
• Residential |
| • Yukon |
• Residential |
|
|
The Equitable Trust Company
|
Follow the lender’s own instructions.
|
None. Any exceptions to coverage (other than the lender's own mortgage) must be approved by the lender in advance of closing.
Please note that this lender does not accept line of credit and/or collateral mortgages.
|
Follow the lender’s own instructions.
|
- Follow the lender’s own instructions.
|
| • Alberta |
• Residential |
| • Manitoba |
• Residential |
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
|
|
The Royal Trust Company
|
Not required unless includes non-approved exceptions
|
The following are approved exceptions which do not need lender approval prior to release of funds:
(1) registered restrictions or covenants running with the land, provided there is no specific instance of non-compliance;
(2) minor easements for the supply of domestic utility or telephone services to the property or adjoining properties;
(3) easements for drainage, storm or sanitary sewers, public utility lines, telephone lines, cable television lines or other services which do not materially affect the present use of the property;
(4) ores, mines and/or mineral rights being reserved and/or excepted from title, or the ownership of the surface rights of the land being separated from the underlying ores, mines and/or mineral rights.
(5) terms and conditions of the leasehold estate, including the manner of using and enjoying the property, restrictions on the use of the property, rent payable under the lease, restrictions on subletting and assignment of the leasehold estate, and/or compliance with the terms and conditions of the lease regarding any option to purchase the property and/or renew the term of the leasehold estate;
(6) vacant land, including the absence of any improvements on the property or the existing zoning;
(7) builder’s right of re-entry to correct grading and drainage and to complete obligations under the subdivision agreement;
(8) easements for access, mutual drives, walkways, and/or maintenance of adjoining properties;
(9) easements, rights and reservations in favour of mining companies that occur commonly in the District of Sudbury and other areas of northern and western Ontario;
(10) reservations in favour of the provincial or territorial government regarding the harvesting of timber, reservations restricting the use of navigable waters as may be necessary for fishery purposes, and/or reservations of a part of the property for roads;
(11) environmental Records of Site Condition for properties in Ontario;
(12) reciprocal, cost-sharing and shared facilities agreements between condominium corporations and/or developers of condominiums;
(13) second mortgages on purchase transactions where both the first and second mortgages are to the Bank;
(14) for properties in Nunavut, in addition to the items set out in Approved Exception (5) above, terms and conditions of the leasehold estate as set out in the lease, including:
i. reservations in favour of the Commissioner of Nunavut or the Commissioner of the Northwest Territories as set out in the lease, including reservations for:
a. mines and minerals found on, upon or under the land;
b. rights of recorded holders of mineral claims and any other claims or permits affecting the property;
c. timber that may be on the property;
d. the right to enter upon, work and remove any rock outcrop required for public purposes;
e. rights of way and rights of entry required under regulations in force in connection with construction, maintenance and use of works for the conveyance of water for use in mining operations; and
f. the right to enter the property for the purpose of installing and maintaining any public utility;
ii. rent payable by a condominium corporation as fixed by the Commissioner of Nunavut or the Commissioner of the Northwest Territories pursuant to the lease; and
iii. unregistered right of re-entry in favour of the Commissioner of Nunavut or the Commissioner of the Northwest Territories, its agents and assigns for the purpose of constructing, operating, maintaining, repairing, replacing or removing public utilities;
(15) any exception where the Bank’s written instructions to the lawyer indicate that the Bank does not require the corresponding search or due diligence (e.g., Certificate of Approval/Use Permit/municipal or governmental approval of private septic system);
(16) incomplete building with open building permit, where the Bank is financing construction on the property; and
(17) existing tenancies, including any illegality or unenforceability of rent, where the Bank’s written instructions to the lawyer indicate that the Bank is financing the property on the basis that the property is to be rented.
For any other potential Schedule “A” exceptions, you must make an “insure over” request to LAWPRO. Do NOT approach the Bank for approval of any exceptions.
NOTICE: We regret that construction loan transactions by this lender are not eligible for TitlePLUS coverage unless you are retained to subsearch title prior to each advance.
|
Yes
|
- Dup. Reg. Mortgage or Proof of Registration (E-reg only)
- Direction Re: Funds
- PAC Forms (if provided)
- Disclosure docs (if provided)
|
| • Alberta |
• Residential |
| • British Columbia |
• Residential |
| • Manitoba |
• Residential |
| • New Brunswick |
• Residential |
| • Newfoundland and Labrador |
• Residential |
| • Nova Scotia |
• Residential |
| • Northwest Territories |
• Residential |
| • Nunavut |
• Residential |
| • Ontario |
• Residential |
| • Prince Edward Island |
• Residential |
| • Saskatchewan |
• Residential |
| • Yukon |
• Residential |
|
|
The Toronto-Dominion Bank
|
Not required unless includes non-approved exceptions
|
The following are approved exceptions which do not need lender approval prior to release of funds:
(1) registered restrictions or covenants running with the land, provided there is no specific instance of non-compliance;
(2) minor easements for the supply of domestic utility or telephone services to the property or adjoining properties which do not materially affect the present use of the property;
(3) easements for drainage, storm or sanitary sewers, public utility lines, telephone lines, cable television lines, or other services which do not materially affect the present use of the property. For all other Schedule "A" exceptions, you must obtain lender approval before releasing funds.
|
No, unless specifically requested by lender
|
- TD's customized final report [not TitlePLUS Final Report]
- Pg.ii of TitlePLUS Schedule "A"
- Direction Re: Funds
- PAC Forms (if provided)
- Disclosure docs (if provided)
The post-closing Report must be faxed to the number provided by the Bank in your Instructions to Solicitor. Do not send any materials by mail.
|
| • Alberta |
• Residential |
| • British Columbia |
• Residential |
| • Manitoba |
• Residential |
| • New Brunswick |
• Residential |
| • Newfoundland and Labrador |
• Residential |
| • Nova Scotia |
• Residential |
| • Northwest Territories |
• Residential |
| • Nunavut |
• Residential |
| • Ontario |
• Residential |
| • Prince Edward Island |
• Residential |
| • Quebec |
• Residential |
| • Saskatchewan |
• Residential |
| • Yukon |
• Residential |
|
|
United Ukrainian Credit Union Limited
|
Follow the lender's own instructions.
|
None. Any exceptions to coverage (other than the lender's own mortgage) must be approved by the lender in advance of closing.
Please note that this lender does not accept line of credit and/or collateral mortgages.
|
Follow the lender's own instructions.
|
- Follow the lender's own instructions.
|
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
|
|
Unity Savings and Credit Union Limited
|
Follow the lender’s own instructions.
|
None. Any exceptions to coverage (other than the lender’s own mortgage) must be approved by the lender in advance of closing.
Please note that this lender does not accept line of credit and/or collateral mortgages.
|
Follow the lender’s own instructions.
|
- Follow the lender’s own instructions.
|
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
|
|
Westminister Mortgage Inc.
|
Follow the lender's own instructions.
|
None. Any exceptions to coverage (other than the lender’s own mortgage) must be approved by the lender in advance of closing.
Please note that this lender does not accept line of credit and or collateral mortgages.
|
Follow the lender's own instructions.
|
- Follow the lender's own instructions.
|
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
|
|
Windsor Family Credit Union Limited
|
Not required unless includes non-approved exceptions
|
See Standard Approved Exceptions. For all other Schedule "A" exceptions, you must obtain lender approval before releasing funds.
|
No
|
- Dup. Reg. Mortgage or Proof of Registration (E-reg only)
- Direction Re: Funds
- PAC Forms (if provided)
- Disclosure docs (if provided)
- Insurance: Copy of binder or policy
|
|
|
XCEED Mortgage Corporation and XCEED Funding Corporation
|
Not required unless includes non-approved exceptions.
|
The following are approved exceptions which do not need lender approval prior to release of funds:
1. registered restrictions or covenants running with the land, provided there is no specific instance of non-compliance;
2. minor easements for the supply of domestic utility or telephone services to the property or adjoining properties;
3. easements for drainage, storm or sanitary sewers, public utility lines, telephone lines, cable television lines or other services which do not materially affect the present use of the property; and
4. any illegality or unenforceability of the rents from the land resulting from a breach of any current or past law governing residential rents, and without limiting the generality of the foregoing, any obligation to make rent rebates to tenants or reduce the rents for the land.
For all other Schedule "A" exceptions, you must obtain lender approval before releasing funds.
Please note that this lender does not accept line of credit and or collateral mortgages.
|
Yes.
|
- Dup. Reg. Mortgage or Proof of Registration (E-reg only)
- Direction Re: Funds
- PAC Forms (if provided)
- Disclosure docs (if provided)
|
| • Alberta |
• Residential |
| • British Columbia |
• Residential |
| • Manitoba |
• Residential |
| • New Brunswick |
• Residential |
| • Newfoundland and Labrador |
• Residential |
| • Nova Scotia |
• Residential |
| • Northwest Territories |
• Residential |
| • Nunavut |
• Residential |
| • Ontario |
• Residential |
| • Prince Edward Island |
• Residential |
| • Quebec |
• Residential |
| • Saskatchewan |
• Residential |
| • Yukon |
• Residential |
|
|
Your Credit Union Limited
|
Follow the lender's own instructions.
|
None. Any exceptions to coverage (other than the lender's own mortgage) must be approved by the lender in advance of closing.
|
Follow the lender's own instructions.
|
- Follow the lender's own instructions.
|
| • Ontario |
• Residential |
|
• Commercial |
|
• Farm |
|
|
iNOVA Credit Union Limited
|
Follow the lender’s own instructions.
|
None. Any exceptions to coverage (other than the lender’s own mortgage) must be approved by the lender in advance of closing.
Please note that this lender does not accept line of credit and/or collateral mortgages.
|
Follow the lender’s own instructions.
|
- Follow the lender’s own instructions.
|
| • Nova Scotia |
• Residential |
|
Instructions re lenders
